We’ll keep it short.

The Lincoln MoneyGuard Reserve 5-Point Story is a simple, hands-on approach that can be told in only a handful of minutes.

Click here to view a Brainshark presentation about the five key features of Lincoln MoneyGuard Reserve universal life policies. Click here to review a comprehensive overview of Lincoln MoneyGuard^®, with three client profiles.

Lincoln MoneyGuard estimator

This estimator can help give you a look at how Lincoln MoneyGuard^® Reserve can help leverage your assets and protect your retirement income. Click here to learn more.

Asset Leverage Client Powerpoint

This client presentation illustrates how Lincoln MoneyGuard^® Reserve can help leverage your client's assets against long-term care expenses. Click here to view.

To find out more about Lincoln MoneyGuard Reserve, call:

Important disclosures. Please read.

Lincoln MoneyGuard^® Reserve is a universal life insurance policy with a rider that accelerates the specified amount of death benefit to pay for covered long-term care expenses. The cost of riders will be deducted from the policy account value. Guarantees are backed by the claims-paying ability of the issuer and are subject to policy terms and conditions. The policy and riders have exclusions, limitations, and/or reductions.

Lincoln MoneyGuard^® Reserve is issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, on Policy Form LN850 (8/05) with a Convalescent Care Benefits Rider (CCBR) on Rider Form LR851 (8/05). Lincoln National Life Insurance Company is not authorized, nor does it solicit business in the state of New York. Contractual obligations are backed by the claims-paying ability of The Lincoln National Life Insurance Company.

For policies sold in New York, Lincoln MoneyGuard^® Reserve is issued by Lincoln Life & Annuity Company of New York, Syracuse, NY, on Policy Form LN850 (8/05) with a Convalescent Care Benefits Rider (CCBR) on Rider Form LR851 (8/05), and a Terminal Illness Accelerated Death Benefit Rider on Rider Form LR853 (8/05). Contractual obligations are backed by the claims-paying ability of Lincoln Life & Annuity Company of New York.

Products and features, including benefits, exclusions, limitations, terms, and definitions, may vary by state.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.

Affiliates are separately responsible for their own financial
and contractual obligations.

©2009 Lincoln National Corporation

www.LFD.com

LCN0906-2031380 LIF-MGR-09-0015_MGR-NBA4-eSI006_Z01

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