You don't need to be a superhero to help protect your clients from medical bankruptcy


A recent HarvardUniversity report reveals that half of

nearly 1.5 million b
ankruptcies studied were due to an

inability to pay for medical expenses.1
 

In many instances, people who become too sick or hurt to work lose their jobs and their health coverage, and find themselves swallowed by medical debt. Even middle class families are often unable to handle the financial burden of an unexpected illness or injury

The good news: disability income insurance helps
prevent medical bankruptcies!

Now is the time to educate your clients about the importance of income protection. Explain how monthly Disability Income (DI) insurance benefits from Principal Life Insurance Company can help them maintain financial stability during a disability. It covers out-of-pocket medical expenses and other personal bills, such as mortgage payments, childcare and groceries.

Don't let a disability disrupt your clients' financial security!

Principal Life's Simplified DI is a quick and easy solution. With no routine medical or financial requirements2, clients can receive an underwriting decision in 48 hours and up to $3,000/month enough for most monthly house payments!

For more information on how Principal Life's Individual Disability Insurance products and programs can help you meet client's needs, contact Rick Robb today!

1 February 2, 2005 Health Affairs
2 If a significant medical condition is reported by MIB and is not verified in part A or B of the application or other disability coverage has been issued or applied for on a non-medical basis, full underwriting will apply. Applications could be rated, ridered or declined. This is not a guarantee issue program. Subject to minimum premiums and I&P Limits. Financial documentation may be required for certain multi-life cases.

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